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Browsing Archive: November, 2009

Help for Single Parents Looking to Buy a Home

Posted by Mike Whitesides on Friday, November 13, 2009,

Being a single parent is a challenge, but there is help in finding a stable home for you and your kids. The Federal Housing Administration (FHA) offers a loan program tailored to the needs of a single parent. There are many benefits to this program that cater to single parents and this is another way to find a great home for sale in Logan, Utah.

  • Compensating factors can allow FHA underwriters to forgive credit imperfections.

  • Ease of qualifying with flexible debt ratios

  • Using the 2...


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First Time Homebuyers Eligible for Live in Logan Grant!

Posted by Mike Whitesides on Wednesday, November 11, 2009,

First time homebuyers are eligible for the Live in Logan Grant. The Live in Logan Grant is sponsored by Logan City and the $7,500 grant is available to first-time homebuyers looking to move to Logan that qualify. The money can go toward a down payment or closing costs.

A “first time homebuyer” is defined as someone who has not owned a home in the past three years, those who currently own a trailer that is not on a permanent foundation, those who lease or own a condominium, and/or a...


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Ideas for Selling Your Home

Posted by Mike Whitesides on Tuesday, November 10, 2009,

Getting ready to sell your home can be a daunting task, but the most important thing you can do prior to listing your home with a real estate agent. The proper preparations can make your house stand out against the competition and can help you get more for your home. Making sure you make the right preparations inside and out can make the difference! Here are some ideas to help you prepare to selling your home:

  • Touch up paint or replace carpet or flooring if needed.

  • Curb appeal is imp...


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Buying or Renting?

Posted by Mike Whitesides on Monday, November 9, 2009,

Buying or renting is a common question among first time buyers. Buying a home is part of the American Dream.  In a struggling economy it can be difficult to get to the point where you can buy a home.  Some people own a home as an investment, but most want to own a home to have a place they can call their own.  One of the benefits of buying a home is the interest the government allows homeowners to deduct part of their mortgage. If you own a home, your equity will build over time and th...


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What is an Agent's Role?

Posted by Mike Whitesides on Friday, November 6, 2009,

Choosing the right real estate agent to represent you as a buyer or a seller is best decision you’ll make when buying or selling a home. It is a very important part of the process.  As a seller, a real estate agent will help you assess the value of your home and advertise the listing to other agents and the general public.  A real estate agent will also arrange for showings and oversee most of the transaction. 

As a buyer having a real estate agent working for you is a must. A buyer'...


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Recession is Inviting to Buyers

Posted by Mike Whitesides on Thursday, November 5, 2009,

Why is a recession inviting to buyers? Not very many people are excited about the current economic downturn, but homebuyers have reason to smile. We all know there are plenty of foreclosures and short sales in the market right now. This isn’t good for sellers, but buyers and especially first time homebuyers can find great home deals.

Finding deals on homes for sale in Logan, Utah is a reality. The real estate market in Logan, Utah has been relatively conservative which also ma...


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Is a Home Inspection Worth It?

Posted by Mike Whitesides on Wednesday, November 4, 2009,

A common questions for homebuyers is ‘Is a home inspection worth it? My answer is always ‘yes.’ The reason I think a home inspection is worth it is because a home is a considerable financial investment. You want to make sure the home you are buying is in good condition for not only your own enjoyment, but so that the property is resalable.

In general, a home inspector checks for things that could be potentially dangerous or hazardous, such as a faulty furnace or AC, drainage iss...


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Buying a Home for the First Time in Logan, Utah

Posted by Mike Whitesides on Monday, November 2, 2009,

The first time you buy a home can be a daunting and stressful task, but there are ways to make it more painless.

First, gather all your financial documents and review your finances, especially your credit score. This will help when it comes time to get a loan.

Next, learn more about mortgages and find out which mortgage is best for you. There are many kinds of mortgages and a lender can help you find out what you need.

Third, decide on what kind of house you want and can afford. Ma...


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Recent Posts

  • Build Your Savings with Real Estate Investing
  • Utah Housing Loans Programs - Help for Homebuyers
  • Help for Single Parents Looking to Buy a Home
  • First Time Homebuyers Eligible for Live in...
  • Ideas for Selling Your Home

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